Liberty, Missouri (9/03/04)– Liberty Savings Bank, FSB, announced on September 3, 2004, that its Board of Directors declared a cash dividend of $.20 per share, which will be paid on September 24, 2004, to stockholders of record (except for the Liberty Savings Mutual Holding Company) as of September 10, 2004.

Brent M. Giles, President and Chief Executive Officer, stated that the Board of Directors determined that the payment of a dividend was appropriate in consideration of the Bank’s capital position. He noted that future dividends would depend upon the Bank’s financial condition, earnings, equity structure, capital needs, regulatory requirements, and economic conditions.