Liberty, Missouri (03/03/05)– Liberty Savings Bank, FSB, announced on March 3, 2005, that its Board of Directors declared a cash dividend of $.20 per share, which will be paid on March 25, 2005, to stockholders of record (except for the Liberty Savings Mutual Holding Company) as of March 11, 2005.

Brent M. Giles, President and Chief Executive Officer, stated that the Board of Directors determined that the payment of a dividend was appropriate in consideration of the Bank’s capital position. He noted that future dividends would depend upon the Bank’s financial condition, earnings, equity structure, capital needs, regulatory requirements, and economic conditions.