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Press Release

Contact:
Marc J. Weishaar
Vice President, Chief Financial Officer
(816) 781-4822

FOR IMMEDIATE RELEASE

Date: June 10, 2003

Liberty Savings Bank, FSB Declares Cash Dividend

Liberty, Missouri– Liberty Savings Bank, FSB, announced Tuesday, June 10, 2003, that its Board of Directors declared a cash dividend of $.20 per share, which will be paid on June 25, 2003, to stockholders of record (except for the Liberty Savings Mutual Holding Company) as of June 12, 2003.

Harold D. Clough, Chief Executive Officer of the Savings Bank, stated that the Board of Directors determined that the payment of a dividend was appropriate in light of the Savings Bank’s capital position. He noted that future dividends would depend upon the Savings Bank’s financial condition, earnings, equity structure, capital needs, regulatory requirements, and economic conditions.


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