We offer a wide selection of deposit products, so you can choose whatever fits the kind of business you’re running.
Totally Free Business Checking: Designed for small business
· No minimum balance
· No per check charge
· Unlimited check writing
· Imaged checks for easy record keeping
· Debit Card available
Commercial Checking
· No minimum balance
· Low $10 monthly maintenance fee
· Only 12˘ each for checks written
· Only 10˘ each for checks and other items deposited
· Earnings Credit: A credit will be allowed on your current monthly average collected balance, minus required reserves, which can be used to offset part or all of your monthly service charge.
· Imaged checks for easy record keeping
· Debit Card available
Small Business Checking
· Available to Sole Proprietors and Non-Profit Organizations
· Interest bearing
· No monthly service charge with a minimum balance of just $500
· Up to 25 checks and 25 deposit items free per month
· Only 20˘ per item after the first 25 checks and 25 deposit items
· Imaged checks for easy record keeping
· Debit Card available
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
Personal Accounts: When you open an account, we will ask for your name, address, social security number, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.
Business Accounts: When you open an account, we will ask for your name, business name, street address, and Federal Tax Identification Number. We may also ask for copies of documents confirming the business/organization and will require documentation specifying those persons authorized to act on the account.
