Personal Checking

BankLiberty gives you freedom of choice.

What kind of checking does BankLiberty offer? What kind would you like? You can have your checking Totally Free. You can add services and earn interest. Or, if you’re one of our high-balance customers, you can earn higher interest and earn even more as your balance increases.

Totally Free Checking: Our most popular account

  • No minimum balance
  • No monthly service charge
  • Free Online Bill Pay with Direct Deposit
  • Free Debit Card
  • No per check charge
  • Unlimited check writing
  • Imaged checks for easy record keeping
  • Free Online Banking

50+ Checking: A nice plus for customers 50 and above

  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • Free Online Bill Pay
  • Free Debit Card
  • No per check charge
  • Unlimited check writing
  • Imaged checks for easy record keeping
  • Free Online Banking

Liberty Plus Checking: Free services and interest on your money

  • Competitive interest rate
  • No service charge when your balance stays above $1,000
  • Free Online Bill Pay
  • Free Debit Card
  • No per check charge
  • Unlimited check writing
  • Imaged checks for easy record keeping
  • Free Online Banking

Liberty Elite Checking: Higher balances earn higher interest

  • No service charge with a balance of $5,000 or more
  • Graduated interest rate rises as your balance increases
  • Free Online Bill Pay
  • Free Debit Card
  • No per check charge
  • Unlimited check writing
  • Imaged checks for easy record keeping
  • Free Online Banking
  • 4 free transactions at other banks’ ATMs each month

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts.

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation (FDIC) from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTAs). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Important Information About Procedures for Opening a New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

Personal Accounts: When you open an account, we will ask for your name, address, social security number, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.